Children and car safety

Keeping children safe in the car is a top priority for any parent, and it involves much more than just using car seats. Creating a secure environment requires a comprehensive approach where everyone in the vehicle follows best practices for safety. Make your auto insurance policy your last line of defence, not the first.

1. Proper car seat use

Many parents install car seats incorrectly. Transport Canada recommends parents:

• Learn the types – Learn about the car seat types available and follow age and size recommendations.
• Compare your options – Use Transport Canada’s resources to compare options and find the right fit.
• Follow installation steps – Follow detailed installation instructions and have your car seat inspected at a certified inspection station.
• Register the seat – Register your car seat with the manufacturer so you receive recall notices.

2. Seat belt use

Seat belts are the most effective safety device for preventing injury in a crash. The belt should rest across the upper thighs and chest, not the stomach or neck. Proper use also models good habits for children riding in the vehicle.

3. Avoid distractions

Distracted driving is a leading cause of collisions across Canada. Drivers should avoid texting, eating or using in-vehicle entertainment systems while driving. Handheld device use while driving is illegal in all Canadian provinces and territories.

4. Proper seat position

Adjust the driver and front-seat passenger seats correctly, and align headrests to help prevent whiplash. Make sure you can comfortably reach the pedals and steering wheel.

5. Regular vehicle maintenance

Check tire pressure, brakes and lights regularly to help prevent collisions caused by mechanical issues. Winter tires are recommended and, in some provinces, required during colder months.

6. Child safety locks

Activate child safety locks to prevent children from accidentally opening doors or windows while the vehicle is in motion.

7. Heat safety

Temperatures inside a parked car can rise rapidly, even on mild Canadian days. Children’s bodies heat up three to five times faster than adults, making heatstroke a potentially fatal risk even in spring or fall when temperatures may seem moderate.

8. Backup cameras and sensors

Use backup cameras and sensors to help prevent incidents when reversing, particularly in driveways or busy parking areas. As of 2018, backup cameras are mandatory on all new passenger vehicles sold in Canada.

While these proactive measures will do most of the work, your auto insurance policy is an important safety net. Regularly reviewing and updating your coverage helps make sure you and your family are fully protected against unexpected events. A VIU by HUB broker is available to help review your current policy.